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Terminology Practice

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1.account银行账户
account: In this sense, a record of financial transactions *; money on deposit in a bank.
For example: I guess your work has to do with checking accounts.
       We ve had an account with them for years.
       You don t make much on that kind of account.

2. board of directors董事会
board of directors: a group of people who control the activities of a bank or company.
For example: Are the members of the board of directors stockholders?
       When will the board of directors stockholders?
       He s member of the board of directors.

3. capital资本,资金
Capital: In this sense, the money used to start a bank or company.
For example: They put up the necessary capital.
       What is the amount of the capital?
       They had some trouble raising the capital.

4. cashier现金主管
Cashier: an officer of a bank in charge of the money, which goes in and out of a bank or company.
For Example: They hire the president and vice-president, along with the cashier.
      You d better see the cashier about that.
      The cashier is on vacation just now.

5. charter银行执照
Charter: in this sense, permission granted by the government to do business.
For example: They were granted a charter by the government.
       When was the charter granted?
       I don t think they ll be able to get a charter.

6. checking支票帐户,活期存款
Checking account: an account in bank from which money can be drawn by check.
For example: I guess your work has to do with checking accounts.
       How much money is left in my checking account?
       I d like to close my checking account.

7. Clerical 银行行员的
Clerical: having to do with the keeping of records and with correspondence.
For example: The board hires them, along with the clerical workers.
       We re behind on our clerical work.
       Do you have any clerical jobs open now?

8. dividend红利

R>Dividend: a sum of money paid to a stockholder or shares of stock issued to him out or profits in relation to his investment.
For example: The stockholders receive regular dividends.
       The last dividend was quite large.
       How much did you receive in dividends?

9. invest投资
Invest: put money into a business in order to make a profit .
For Example: I d like to invest in some mutual bonds.
       How much money does she have to invest?

10. investment投资,投资金额
Investment: money put into a business in order to make profit; the act of doing this.
For Example: Planning the bank s investments is very important.
       I want to talk to you about my investments.
       Would you make an investment of that kind?

11. loan贷款
Loan: In this sense, money which one person allows another to use for a specified time and which will be returned with an additional payment for its use; the act of giving out such money.
For example: I guess your work has to do with making loans.
       He s afraid he s made a bad loan.
       What is the amount of the loan?

12. president 行长,董事长
President: the officer who has the major responsibility for the management of a business.
For example: The board hires the president and vice-presidents.
       This decision will have to be made by the president.
       Doesn t that company have a new president?

13. profit利润
Profit: earnings remaining after all the expenses of a business activity have been paid.
For example: Do you divide all the profits among the stockholders?
       We expect to make a nice profit this year.
       The profits have been slowly rising.

14. reserves储备,储备金
Reserves: in this sense, earnings kept back for later use.
For example: Some of our earnings are held in reserve accounts.
       Their reserves are getting pretty low.
       They were lucky to have such large reserves.

15. savings account储蓄帐户,定期存款
Savings account: an account in a bank on which the depositor receives interest.
For example: I guess you has to do work savings accounts.
       They have a savings account with us.
       He decided to put the money in a savings account.

16. statement财务报表
Statement: In this sense, an announcement of a bank s financial condition
For example: Here s copy of our last published statement.
       You have every reason to be proud of this statement.
       Our new statement will be published next week.

17. stockholder股东,股票持有者
Stockholder: a party who holds part ownership in a company.
For example: The stockholders own it.
       The statement will be sent to all the stockholders.

 He s one of our largest stockholders.

18. surplus盈余
Surplus: money owned by a company in addition to its capital.
For example: The reserves are shown here as surplus and undivided profits.
       The surplus is now as large as the capital. They ve built up a nice surplus.

19. teller银行出纳员
Teller: an employee in a bank who pays out and receives money
For example: The board hires them, along with the tellers.
       Take this to one of the tellers windows.
       The teller took the problem to the cashier.

20. undivided profit未分配利润
Undivided profits: profits not yet paid out as dividends or added to the surplus.
For example: The reserves are shown here as surplus and undivided profits.
       I didn t know the undivided profits were this high.
       How much undivided profit do you have?

21. vice-president副行长
Vice-president: an officer in a company who assists the president.
For example: The board hires the president and the vice-presidents.
       A vice-president supervises this department.
       One of the vice-presidents can handle this matter.

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